Affirm

Editor's Review

Discover the power of flexible payments with Affirm! 🥳 This app allows you to pay over time, whether you're shopping online, in-store, or directly within the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S. 💳

Why you’ll love the Affirm app:

• Purchasing Power: See your purchasing power front and center, making it easier to plan your shopping. 💰
• Shop Brands: Explore brands with clear, flexible payment options tailored to your needs. 🛍️
• Exclusive Deals: Discover deals, 0% APR options, and plans over 12 months, helping you save money. 🎁
• Easy Payments: Set up AutoPay or easily make early or one-time payments for convenience. 🗓️
• Affirm Money Account: Open a high-yield Affirm Money Account with no hidden fees for secure savings. 🏦
• Affirm Card: Request to pay over time with the Affirm Card online or in-store, giving you more control. 💳

Take your Affirm Card with you everywhere:

• Physical Card: Get a physical card and use it anywhere Visa is accepted in the U.S. 🌍
• No Fees: No credit impact to apply, and no card or annual fees, making it risk-free. 🚫
• 0% APR Options: Discover 0% APR options or flexible plans at top brands, in-store and online. 🤩
• Payment Plans: Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. 📝

Important Details:

Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed. The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Pay-over-time plans must be applied for each purchase in the mobile app and are subject to eligibility checks.

Rates from 0 - 36% APR. Loan options vary and are subject to eligibility. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure.

Features

• See purchasing power upfront

• Shop brands with flexible payments

• Discover deals and 0% APR options

• Set up AutoPay or make one-time payments

• Open a high-yield Affirm Money Account

• Use Affirm Card anywhere Visa is accepted

• Physical card available for in-store purchases

• No credit impact to apply

Pros

• Clear, flexible payment options available

• Discover deals and 0% APR options

• High-yield Affirm Money Account with no hidden fees

• Use Affirm Card anywhere Visa is accepted

• No credit impact to apply for Affirm Card

Cons

• Approval and terms are not guaranteed

• Rates can be high (up to 36% APR)

• Minimum purchase amounts for loans apply