Laybuy

Editor's Review

The Laybuy app is your passport to a world of seamless shopping! 🌍🛍️ It's designed to be incredibly user-friendly, granting you access to thousands of retailers both online and in-store. Say goodbye to complicated payment processes and hello to effortless shopping with Laybuy! 💸

Shop Securely🛡️

With Laybuy, you can shop with confidence knowing your transactions are secure. Use a single login to access thousands of retailers around the globe. Whether you're browsing online or visiting physical stores, Laybuy ensures your shopping experience is safe and convenient.

Use the Laybuy App to Pay📱

Paying in-store has never been easier! Your personalized in-app barcode allows you to complete purchases swiftly. Laybuy has replaced SMS confirmations with notifications, enabling you to finalize your orders in seconds. It’s quick, efficient, and hassle-free!

Finances at Your Fingertips 📊

Take control of your finances with Laybuy's intuitive payment management system. Keep track of upcoming payments, pay off orders early, and monitor your available credit—all while you're browsing in the fitting room! Stay informed and in charge of your spending with just a few taps.

A Mall in Your Pocket 👜

Imagine having access to a massive shopping mall right on your phone! Laybuy’s shop directory features thousands of retailers, including some of the biggest names in the world. Discover the latest trends, exclusive deals, and must-have items, all in one convenient place.

Find It Faster 🔍

Laybuy’s app is designed to help you find exactly what you’re looking for. The enhanced Shop Directory offers keyword and product search, as well as featured and favorite merchants. Plus, you can shop online directly from the app, making your shopping experience smoother and more efficient.

Important Note on Laybuy⚠️

Laybuy provides a convenient way to spread out your payments, but it’s important to use it responsibly. Remember, Laybuy is a form of credit, and you’ll need to repay each purchase in 6 weekly installments. Eligibility criteria and T&Cs apply. Missing payments can impact your credit score and limit future access to credit.

While Laybuy is interest-free, late payment fees do apply. A £6 late fee is charged 24 hours after the due date, and another £6 is charged if the payment is 7 days late. The maximum late fee per purchase is £24. Unpaid debts may be passed on to a debt collection agency. Shop smart and stay on top of your payments to enjoy the benefits of Laybuy without the drawbacks!

Features

• Secure shopping with a single login

• In-store payments via personalized barcode

• Real-time payment and budget management

• Extensive shop directory with top retailers

• Keyword and product search functionality

• Shop online directly from the app

• Notifications for payment reminders

• Early payment options available

Pros

• Shop securely at thousands of retailers globally

• Manage payments and budget easily in-app

• Access a vast shop directory with top retailers

• Find deals and trends with powerful search tools

Cons

• Late payment fees can accumulate quickly

• Missing payments affect credit score