myBOQ

Editor's Review

The myBOQ app is designed to bring you a seamless and intuitive banking experience right at your fingertips! 📱✨ Whether you're new to BOQ or an existing customer with specific account types, this app offers a range of features to help you manage your money effectively. Let's dive into what makes myBOQ stand out!

Opening an Account: New to BOQ? You can open a bundled BOQ Future Saver and Everyday Account, BOQ Smart Saver and Everyday Account, or Simple Saver account in just minutes directly from the app! 🎉 It’s quick, easy, and gets you started on your banking journey without any hassle.

Core Features:

• No Monthly Fees: Say goodbye to monthly account fees! 👋 BOQ has made account fees a thing of the past, allowing you to save more of your hard-earned money.
• Digital Wallet Integration: Add your card to your digital wallet and start using it immediately. 💳 Enjoy the convenience of contactless payments wherever you go.
• Comprehensive Account Overview: View all your spending and savings accounts in one place. 📊 Keep track of your finances with ease and stay informed about your account balances.
• Secure Access: Log in with a swipe or a smile using face or fingerprint recognition. 🔒 Enjoy speedy and secure access to your account, ensuring your information is always protected.

Control and Flexibility:

• Instant Payments: Pay or get paid instantly with PayID & Osko. ⚡️ Need to use BPAY? That’s available too, giving you multiple options for managing your transactions.
• Multiple Saver Accounts: Open up to 9 saver accounts to manage your savings across various goals. 🎯 Whether it's for a vacation, a new car, or a rainy day fund, you can organize your savings effectively.
• Goal Setting: Add goals to your accounts and stay focused on what you’re saving for. 🥇 Visualizing your objectives can help you stay motivated and on track.
• Joint Accounts: Open joint accounts to save with a partner or a friend. 🤝 Sharing is caring, and this feature makes it easier to save together.
• In-App Support: Get help at the click of a button with in-app Live Chat. 💬 BOQ’s support team is ready to assist you with any questions or concerns you may have.

Maximizing Your Money:

• Bonus Interest: Supercharge your savings with bonus interest* on your BOQ Future Saver™ or BOQ Smart Saver™ each month that you meet the criteria. 💰 Watch your savings grow faster!
• Round Ups: Let your spare change add up with Round Ups~. 🔄 This feature allows you to save without even thinking about it, making saving effortless.
• Bill Tracking: Get notified about upcoming bills, so you can ensure you have the funds available when they are due. 🔔 Avoid late fees and stay on top of your payments.
• Budgeting Tools: Set spending budgets on specific categories (like groceries) and get personalized insights and real-time alerts to help you manage your money better. 💸 Stay in control of your spending and achieve your financial goals.

Important Information: The myBOQ app is designed to provide a convenient and efficient banking experience. However, it's important to note that access to certain accounts (Day2Day, Fast Track Starter, Term Deposit, Credit Card, or Home Loan accounts) requires the BOQ Mobile app. Make sure to read the full terms and conditions available at https://www.boq.com.au/important-information/terms-and-conditions for detailed information on eligibility criteria, fees, and charges. Happy banking! 🏦👍

Features

• Open accounts in minutes

• Add card to digital wallet

• View spending and savings

• Face & fingerprint recognition

• Manage savings across goals

• Open joint accounts

• In-app Live Chat support

• Enjoy bonus interest

• Automated Round Ups

• Personalised insights and alerts

Pros

• No monthly account fees

• Instant payments with PayID & Osko

• Track bills and set spending budgets

Cons

• Limited to specific BOQ account types

• Full terms and conditions apply