Deferit: Pay bills in 4

Editor's Review

Are you tired of stressing over bills and struggling to make payments on time? 😓 Deferit is here to revolutionize the way you handle your finances! 🚀 With our innovative app, you can budget and pay any bill with no interest or late fees. 🎉 Simply upload a bill, choose how much to pay, and we'll pay it for you. You can then pay us back over time in 4 simple installments! 🗓️

Our app is designed to make bill management easy and stress-free. Move payments and stay on top of your bills all from within the app. No more juggling multiple accounts or worrying about missing deadlines. ⏰ Deferit puts you in control of your finances, allowing you to focus on what matters most. ❤️

Here's how it works: With "Split bills in 4" feature, simply take a photo, screenshot, or add a file of your bill. 📸 Select the amount to pay your biller, and we'll pay them the full amount upfront. You can then pay us back over time in installments! It's that easy! 🤩

But that's not all! Deferit can also help you save money on your bills. 💰 Our team of account experts negotiate with your biller to get you the best possible rates on services like internet, phone, and TV. If we can't save you money, you don't pay anything! It's a win-win situation! 🤝

And if you're looking to build your credit history, Deferit can help with that too! 🏦 Most bill payments go unreported, but we've changed that. Pay any bill as you normally would through the Deferit app, and we'll report the payment to the three major credit bureaus. Building credit history can attract lower rates on loans and more! 💯

Get started today and join a community of over 500,000 Americans using Deferit to take power over their bills. 💪

Please note that the Deferit “Split bills in 4” feature is available in select states. We will inform you, based on your address, whether the “Split bills in 4” option is available to you upon onboarding. Split bills in 4 is subject to eligibility and a down payment may be required. The Credit Builder feature, Bill Savings and our bill management platform are available in all states.

Deferit charges a monthly membership fee of $14.99. No lock-ins. All payments are subject to a processing fee of $0.99.

Features

• Split bills into 4 interest-free installments.

• Negotiate bills to save money.

• Report payments to credit bureaus.

• Manage and pay bills in one app.

• Pay any bill with ease.

• Build credit history with each payment.

• No interest or late fees.

• Account experts negotiate with billers

Pros

• Pay bills in installments.

• Negotiate bills for savings.

• Build credit history with bill payments.

Cons

• Monthly membership fee of $14.99.

• Processing fee of $0.99 per payment.