APK
Google Play 
App StoreEditor's Review
Monzo is not just another banking app; it's your financial companion designed to help you save, spend, and manage your money effortlessly. 🏆 With over 10 million users already enjoying its benefits, Monzo stands out with its fee-free approach and a suite of features tailored to modern financial needs. Whether you're looking to open a personal or joint account, Monzo makes it quick and easy, often in just a few minutes! Plus, you can earn $15 for yourself and a friend when you invite them to join Monzo. 💰
One of the most appealing aspects of Monzo is its commitment to eliminating unnecessary fees. Say goodbye to account fees, overdraft charges, and foreign transaction fees! 🚫 Instead, Monzo offers opportunities to grow your savings with up to 3.75% APY on instant access savings. 🌱 For those who rely on regular income, Monzo provides the convenience of getting paid early with a qualifying direct deposit. 💸
Monzo also excels in providing a comprehensive view of your financial landscape. You can connect all your accounts and cards to see everything in one place, making it easier to track your spending and savings habits. 🏦 Need cash? Monzo offers instant access to nearly 40,000 free ATMs across the US. ⚡️ And if you ever need assistance, Monzo’s award-winning support team is available 24/7. 🏆
Security is paramount with Monzo. Your money is insured up to $250,000 through their partner Sutton Bank, Member FDIC. 🛡️ The app also provides real-time notifications for every transaction, helping you stay on top of your spending. You can set savings goals and track your progress, making it easier to reach your financial milestones. Whether it's a vacation, an emergency fund, or just a rainy day, Monzo’s Savings Jars make saving intuitive and rewarding. 🎯
Monzo also helps you understand your spending habits with detailed insights across all your bank accounts and credit cards. Set a budget and let Monzo help you stick to it. 📊 You can even automate your savings by rounding up spare change or contributing a portion of your paycheck towards your goals. 🔄 With robust anti-fraud systems and biometric security features like Touch ID and Face ID, Monzo ensures your money is safe and secure. 👍
Features
Real-time spending notifications
Money-saving insights
Spending target setting
Savings goals with APY
Automatic savings roundups
Anti-fraud systems
Touch ID, Face ID, and PIN protection
Connect all your accounts and cards
Instant access to nearly 40,000 free ATMs
Pros
No account fees or overdraft fees
Earn up to 3.75% APY on savings
Get paid early with direct deposit
All-in-one view of your finances
24/7 award-winning support
FDIC insured up to $250,000
Cons
APY may change at any time
Not an insured bank directly
