APK
Google Play 
App StoreEditor's Review
Chime is a modern, user-friendly banking app designed to help you take control of your finances. 🏦 Unlike traditional banks, Chime offers a range of features designed to save you money and simplify your financial life. Get ready to say goodbye to pesky monthly fees and hello to innovative tools that help you build credit and manage your money effectively! 💸
Key Features:
Get Paid Early with MyPay™: Access up to $500 of your paycheck early with MyPay™! 🗓️ No credit check, no interest, and options for free or instant access. Imagine getting your hands on your hard-earned money when you need it most! 🤩
Overdraft Fee-Free with SpotMe®: Avoid those dreaded overdraft fees with SpotMe®! 🚫 Eligible members can overdraft up to $200 on debit card purchases and ATM withdrawals without any fees. It’s like having a financial safety net! 🪢
Build Credit with Credit Builder: Boost your credit score with the Credit Builder card! 📈 No interest, no annual fees, and no credit check required. Regular, on-time payments can increase your FICO® Score by an average of 30 points! 🎉
No Monthly Fees: Chime believes your money shouldn’t cost you money. 🙅♀️ Enjoy no monthly fees, minimum balance fees, or foreign transaction fees. Keep more of what you earn! 💰
Fee-Free ATM Access: Access over 50,000 fee-free ATMs at popular locations like Walgreens, 7-Eleven, and CVS. 🏧 Convenient and cost-effective! 📍
Send Money Instantly: Send money to friends, family, or roommates as quickly as a text message – with no transfer fees! 📲 Splitting bills has never been easier! 🤝
Safe and Secure: Stay in control with instant transaction alerts and daily balance updates. 🛡️ Enable two-factor authentication and block your card with a single tap. Your security is a top priority! ✅
Chime is more than just a banking app; it’s a financial partner that empowers you to achieve your goals. Download Chime today and experience the future of banking! 🚀
Features
Get paid up to 2 days early with direct deposit
Overdraft fee-free up to $200 with SpotMe
Build credit with no credit check
Send money to friends and family instantly
No monthly fees or hidden charges
Access to a large network of fee-free ATMs
Instant transaction alerts for security
Two-factor authentication for added protection
Pros
No monthly fees or minimum balance fees
Overdraft up to $200 fee-free with SpotMe
Build credit with no interest or annual fees
Send money to anyone with no transfer fees
Access to 50k+ fee-free ATMs
Cons
MyPay is currently only available in certain states
Out-of-network ATM fees may apply
