Zip - Shop Now, Pay Later

Editor's Review

Zip is a versatile platform designed to make your everyday spending and larger purchases more manageable. With Zip Pay, you can access between $350 and $1,000 for your daily needs like groceries, petrol, and fashion, interest-free! 🛍️ Fuel up your car ⛽, grab your groceries 🍎, or treat yourself to that new outfit 👗 without paying anything until the end of the following month. Bundle all your purchases into a single weekly, fortnightly, or monthly repayment that fits your lifestyle. 🗓️

For bigger expenses, Zip Money offers up to $5,000 to cover holidays ✈️, renovations 🛠️, electronics 💻, and more. You won't need to pay anything on the day of purchase, and you'll get a minimum of 3 months interest-free on every purchase, with up to 5 years interest-free at select Zip partners. 🤝

The app allows you to customize your repayment frequency, amount, and date. For purchases over $300 with Zip Money, you can split them into equal, interest-free installments, helping you avoid interest charges. 💰 Stay informed with notifications about upcoming repayments and easily check your balance, statements, and transaction history. 🏦

Zip also offers exciting cashback rewards 🎁 at select partners and exclusive deals to save you even more money. Shop directly from the app at popular retailers like eBay, Amazon, Bunnings, and JB Hi-Fi. 🛒 Plus, you can pay over 60,000 BPAY® billers, including mobile, utility, and insurance bills. 🧾 You can even buy gift cards from over 120 brands, adding a personal message and GIF to make your gift extra special. 💌

For secure shopping, create virtual cards for one-time use and tap to pay in-store everywhere Visa contactless is accepted. 💳 With Zip, you're in control of your finances, making budgeting easier and more rewarding. 🎉

Features

• Customizable repayment schedules

• Shop anywhere Visa is accepted

• Virtual cards for secure online shopping

• Earn cashback at select partners

• Pay bills directly through the app

• Access exclusive deals and offers

• Manage your account with insights

• Tap to pay in-store

Pros

• Customizable repayments to suit your budget

• Earn cashback rewards at select Zip partners

• Pay bills easily through the app

Cons

• Monthly account fees may apply

• Interest applies after interest-free period