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🌱 Acorns: Grow Your Future, One Step at a Time! 🌱
Acorns is your all-in-one financial wellness app designed to help you save, invest, and grow your money effortlessly. Whether you're new to investing or planning for your family's future, Acorns offers a range of tools to help you achieve your financial goals. With over 13,000,000 Americans trusting Acorns, you can start in under 5 minutes with as little as your spare change!
🔒 Secure and Protected 🔒
Your security is a top priority at Acorns. They use 2-factor authentication, fraud protection, 256-bit data encryption, and all-digital card lock to keep your information safe. Investment accounts are SIPC-protected up to $500,000, and checking accounts are FDIC-insured up to $250,000.
💰 What’s Inside Acorns? 💰
📈 INVEST: Easy, Automated Investing
Acorns makes investing simple with automated tools. Your money is invested into diversified ETF portfolios, recommended by experts. You can invest spare change with Round-Ups® or set up recurring investments starting as low as $5.
₿ Invest in Bits of Bitcoin
Want to dabble in cryptocurrency? Acorns lets you allocate up to 5% of your portfolio to a Bitcoin-linked ETF, allowing you to ride Bitcoin's highs and lows.
🎨 Personalize Your Portfolio
Take control of your investments with a Custom Portfolio, where you can add individual stocks from the largest 100+ public US companies.
👴 INVEST FOR RETIREMENT
Plan for the future with an Acorns Later retirement account. Get a 3% IRA match on new contributions with a Gold subscription.
👶 INVEST FOR YOUR KIDS
Start building your kids’ futures with Acorns Early, a dedicated investment account. Plus, Acorns matches your investments by 1%!
💸 SAVE: Emergency Fund
Build savings for life’s unexpected events with a high-yield emergency fund, offering a competitive 4.29% APY** to help your money grow.
💳 CHECKING WITH APY
Earn 2.72% on your checking account with the Mighty Oak debit card, making your everyday spending more rewarding.
👨👩👧👦 AND MORE:
💳 KIDS & TEEN DEBIT CARD
Teach your kids about financial wellness with a GoHenry debit card, included in the Gold subscription.
🎁 EARN BONUS INVESTMENTS
Shop at 15,000+ brands and receive bonus investments and exclusive deals. Plus, earn limited-time referral bonuses of up to $1,200.
📚 GROW YOUR MONEY KNOWLEDGE
Access custom articles, videos, courses, and live Q&As to learn about investment and savings strategies.
✨ SUBSCRIPTION PLANS ✨
Acorns offers transparent monthly subscription plans to suit your needs:
🥉 Bronze ($3/mo): Investing tools to get you started.
🥈 Silver ($6/mo): Level up your saving and investing skills with an IRA match and emergency fund.
🥇 Gold ($12/mo): Full suite of tools for you and your family, including investment accounts for kids, a GoHenry debit card, and more.
📊 Finance Terms:
*ETF (Exchange-Traded Fund) = collection of investments.
**APY (Annual Percentage Yield) = interest earned in a year.
Features
Automated investing with diversified portfolios
Round-Ups® invest spare change
Invest in Bitcoin-linked ETFs
Personalize with individual stocks
Retirement accounts with IRA match
Investment accounts for kids
Emergency fund with high APY
Checking account with APY
Kids & Teen debit card
Earn bonus investments while shopping
Grow your money knowledge
Pros
Easy, automated investing for beginners 🧑🎓
Diversified ETF portfolios built by experts 👨💼
Invest spare change with Round-Ups® 🔄
Personalize your portfolio with individual stocks 📈
Save for retirement with IRA match 💰
Financial wellness learning resources 📚
Emergency fund with high APY 🏦
Cons
Subscription fees may not suit all users 💸
Bitcoin investments involve risk ⚠️
