Editor's Review
Welcome to Current, the mobile banking app that's redefining how you manage your money! 🚀 With Current, you can spend, save, and manage your finances more effectively, all while enjoying a seamless and user-friendly experience. It's not just an app; it's your financial future in your pocket! 💰
Build Credit Safely: Want to improve your credit score? The Build Card lets you build credit with every swipe, and the best part? No credit checks are required! 👍
Access Cash When You Need It: Life happens, and sometimes you need a little extra help. Qualify for up to a $500 Paycheck Advance and get the funds you need, when you need them. 💸
Skip the Fees: Tired of hidden fees eating into your hard-earned money? With Current, you get fee-free overdraft and access to fee-free cash withdrawals from 40,000 Allpoint ATMs across the U.S. 🏦
Get Paid Faster: Who doesn't want to get paid earlier? With direct deposit, you can get your paycheck up to 2 days faster! ⏰
Save and Earn: Watch your savings grow with an annual bonus of up to 4.00% on your savings. It's like getting paid to save! 📈
Get Rewarded: Earn up to 7x the points and cash back on your purchases. The more you spend, the more you earn! 🎉
24/7 Support: Need help? Current offers 24/7 support right in the app, ensuring you're never left in the dark. 💡
Please remember that Current is a financial technology company and not an FDIC-insured bank. However, FDIC insurance up to $250,000 is available on customer funds through pass-through insurance at Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC, under certain conditions. Be sure to read the fine print! 🧐
Features
Build credit with the Build Card
Access up to $500 Paycheck Advance
Fee-free overdraft and ATM withdrawals
Get paid up to 2 days faster
Earn up to 4.00% annual bonus
Earn up to 7x points and cash back
24/7 in-app support
Mobile banking app and Visa credit and debit cards
Pros
Build credit safely with every swipe
Qualify for up to a $500 Paycheck Advance
Fee-free overdraft and cash withdrawals
Get paid up to 2 days faster
Earn up to 4.00% annual bonus on savings
Cons
Some fees may apply for certain transactions
Boost rates are variable and may change