Experian

Editor's Review

Unlock your financial potential with the Experian app! 🚀 Get your Experian credit report and FICO® Score* for free—no credit card needed! Stay on top of your credit health and discover ways to improve it with Experian's comprehensive suite of tools. Whether you're looking to instantly raise your FICO Score with Experian Boost®ø, receive notifications about changes to your credit, or compare car insurance quotes in minutes^^, Experian has you covered. Let’s dive into the details! ⬇️

Free Credit Report and FICO® Score*: Access your FICO Score and credit report anytime, anywhere, without impacting your credit score! 🤩 Receive updates every 30 days and understand the factors influencing your score. Get personalized recommendations to take control of your credit health. 📈

Experian Boost®ø: Boost your FICO® Score* using bills you already pay! 📱💡 Add your cell phone, utilities, video streaming services, and eligible rent payments to see an instant improvement in your score. See how everyday payments can make a big difference! 💰

Experian Smart Money™¶: Introducing the Experian Smart Money™ Digital Checking Account—a game-changer for building credit without debt! This innovative account automatically connects to Experian Boostø, making credit-building effortless. Plus, new users can earn a $50 bonus!‡

Credit Monitoring: Stay informed with real-time push notifications! 🚨 Receive alerts when your FICO® Score* changes, new accounts are opened in your name, or inquiries appear on your credit report. Protect your credit and catch potential fraud early. 🛡️

Marketplace^: Explore a wide range of financial products tailored to your credit profile! 💳 Compare credit card, loan, and auto insurance options to find the best fit for your needs. Unlock exclusive offers and savings! 💸

Premium Benefits: Upgrade to premium for even more savings and convenience! 💰 Let Experian's experts negotiate your bills to get the best price and cancel unwanted subscriptions. Save time and money with this powerful feature! 💪

With Experian, you're equipped with the tools and resources you need to achieve your financial goals. Download the app today and start your journey to a brighter financial future! 🌟

Features

• Free Experian credit report and FICO® Score

• Experian Boost® to raise your FICO® Score

• Experian Smart Money™ Digital Checking Account

• Credit monitoring with push notifications

• Marketplace for credit card and loan options

• Bill negotiation and subscription cancellation

• Compare car insurance quotes

• Personalized insights and recommendations

Pros

• Free Experian membership with no credit card needed.

• Instantly raise FICO Score with Experian Boost®.

• Credit monitoring with push notifications.

• Compare credit options tailored to your profile.

• Potential bill negotiation and subscription cancellation.

Cons

• FICO Score 8 model may differ from lender's score.

• Boost eligibility varies; not all payments qualify.