Editor's Review
🌟 Atlas: Your Gateway to Credit and Savings! 🌟
Are you looking to build credit without the hassle of traditional credit cards? Do you want a card that understands your needs and helps you save money effortlessly? Look no further! Atlas is here to revolutionize your financial journey. 🚀
✅ Easy and Accessible: Atlas offers 4x higher approval rates compared to traditional credit cards. You can get approved instantly without ever leaving the app! No more long waits or complicated paperwork. Just quick, easy access to the credit you need. 🏦
📈 Grows With You: Connect with over 10,000 banks to determine a safe spending limit that you can easily repay. With 0% APR, you'll never have to worry about interest charges. Keep using the card, and watch your credit limit grow! 🌱
💰 Saves You Money: Imagine saving up to 10% automatically at over 50,000 locations you love! Atlas partners with popular spots like Starbucks, Nike, DoorDash, Shake Shack, Burger King, and many more. We're constantly adding new national and local savings to help you keep more money in your pocket. 🍔🍕☕
📊 Builds Your Credit: Start building your credit with every daily transaction. Our built-in auto-pay feature ensures you never miss a payment, so you can relax and watch your credit score improve. Track your progress right in the app and see your score soar on auto-pilot! 📈
🛡️ Safe and Secure: Block your card anytime to shut down suspicious transactions. Plus, you get complete fraud protection, a standard benefit of credit cards. Atlas is built with industry-leading security in partnership with Patriot Bank and Mastercard, ensuring your peace of mind. 🔒
💸 No Hidden Fees: Enjoy simple pricing with no surprises. It’s just $8.99 every 4 weeks, or $89/year with the annual plan. No other hidden or unexpected fees! 🚫
Issued by Patriot Bank and accepted everywhere Mastercard® is accepted, Atlas is your reliable partner in building credit and saving money. Rewards and credit services are managed by Atlas, ensuring a seamless and rewarding experience. Increase your credit score with responsible use, and remember, your financial journey is in your hands! 🌟
📍 Atlas, 300 Coventry Rd, Kensington, CA 94707.
Features
4x higher approval rates than traditional cards
Instant approval without leaving the app
Connect with 10,000+ banks for spending limits
Automatic savings at 50,000+ locations
Built-in auto-pay for timely payments
Track credit score progress in the app
Reports to Equifax, Experian, and Transunion
Card blocking for shady transactions
Pros
Higher approval rates compared to traditional credit cards
0% APR ensures no interest payments
Automatic savings at numerous locations
Build credit with daily transactions
Auto-pay feature prevents missed payments
Cons
Requires a recurring fee ($8.99 every 4 weeks)
Increase in credit score is not guaranteed