GCash

Editor's Review

GCash is the Philippines' leading mobile wallet and payment app, designed to make your life easier and more convenient. 📱 With GCash, you can send money in real-time to other GCash users for free, making splitting bills or sending gifts a breeze. 💸 Need to send money to other e-wallets or banks? GCash has you covered, supporting transfers to Maya, BPI, BDO, and more! 🏦

Buying load has never been easier! GCash lets you purchase prepaid load for all networks, with exclusive deals for Globe & TM users. 🌐 Plus, you can buy prepaid broadband, TV channel packages, and even prepaid health insurance! 📺

Say goodbye to late fees with GCash's bill payment feature. Settle bills to over 400 billers anytime, anywhere. Set payment reminders and save your recurring billers for extra convenience. 🧾 GCredit is also accepted by select billers, giving you more payment options.💳

GCash makes paying easy wherever you go. Scan to Pay via GCash QR or QRPh at over 70,000 merchants nationwide, and even at select international merchants via Alipay+ QR. 🛍️ Use the GCash Card to pay in 200+ countries and territories, or pay online securely on e-commerce platforms. 🌍 With Online Shopping Protect, you can get up to P20k coverage in case of scams. 🛡️ You can even link directly to the Play Store to pay for subscriptions, games, and movies!🎬

Need a little extra cash? GCash offers accessible lending options like GCredit, with credit limits up to P50k and low daily interest rates. 💸 GLoan provides loans up to P125k with low monthly interest rates, while GGives offers zero downpayment installment plans for up to 24 months. 💰 You can even borrow load with P50 and P99 promos and pay in 14 days at 0% interest! 📶

GCash helps you manage your wealth with ease. 📈 GSave offers easy application with no minimum deposit or transfer fees. GStocks provides a wide selection of PH companies with no Cash In fees. 🏦 GFunds offers expert wealth management with investment options starting at just P50. 💰 You can even explore the world of cryptocurrency with GCrypto, offering diverse cryptocurrencies starting at P200 with no Cash In fees. 🚀

Stay protected with GCash's insurance options. Get health insurance for as low as P79 with up to P1.2M coverage. 🛡️ Travel insurance is available in 5 minutes for as low as P350, with up to P2.5M coverage. ✈️ Bill Protection offers up to P3.6M coverage for 30 days, and Scam Protection is available for just P30 for 30 days, with up to P15k coverage. ☂️

Cashing in is a breeze with online and offline options. Use partner banks or online banking with Instapay for in-app cash ins, or visit over-the-counter locations like Cebuana Lhuillier and Villarica. 🏧

GCash also cares about the environment! 🌍 Collect Green Energy points to plant real trees in Philippine forests. 🌳

Features

• Send money instantly and for free to GCash users

• Buy load for all networks

• Pay bills to 400+ billers

• Scan to pay via GCash QR or QRPh

• Get credit up to P50k with GCredit

• Access loans up to P125k with GLoan

• Invest in stocks and funds easily

• Get health and travel insurance quickly

• Cash in online and offline

Pros

• Real-time money transfers are free within GCash

• Convenient bill payment with reminders

• Wide acceptance via GCash QR and Alipay+ QR

• Accessible lending options with GCredit and GLoan

• Easy wealth management with GSave, GStocks, and GFunds

• Insurance options for health, travel, and bill protection

Cons

• Interest and processing fees on lending services

• Limited coverage amounts for some insurance products