Editor's Review
Are you looking for a banking app that understands your everyday needs? Look no further! 🎉 GO2bank™ is designed with you in mind, offering a range of features to make managing your money easier and more rewarding. Say goodbye to surprise fees and hello to early paydays, credit-building tools, and robust account protection! 🛡️
No Surprise Fees:💰 GO2bank believes in transparency. You won't encounter hidden fees², and you can even waive the monthly fee with an eligible direct deposit¹. It’s banking without the gotchas!
Early Paydays and More: 🏦 Get your paycheck up to 2 days early and government benefits up to 4 days early with direct deposit⁶. Need cash? Access our free nationwide ATM network⁷. Plus, grow your savings faster with a whopping 4.50% APY¹¹!
Built-In Backup: 👍 Life happens, and GO2bank has your back. Get up to $200 in overdraft protection when you set up eligible direct deposits and opt-in³. It's a safety net when you need it most.
Credit Building: 📈 Building credit is now simpler than ever with the GO2bank Secured Visa® Credit Card. No annual fee⁵ and no credit check⁴ make it accessible for more people to start or rebuild their credit.
Account Protection: 🔒 Your security is our priority. Easily lock and unlock your card with a tap on the app⁸. We'll also send fraud alerts¹⁰ if we spot anything unusual. Rest easy knowing your money is FDIC-insured⁹.
GO2bank is more than just a banking app; it's a financial partner that supports your goals. Download the app today to open an account and discover all the ways GO2bank can improve your financial life! 🌟
Features
No hidden fees
Early paydays with direct deposit
Nationwide free ATM network
High-yield savings account
Overdraft protection
Credit building secured card
Card lock/unlock feature
Fraud alerts for suspicious activity
Pros
No surprise or hidden fees
Early access to paychecks and benefits
Overdraft protection available
Credit building opportunities
FDIC-insured accounts for security
Cons
Monthly fees may apply without direct deposit
Out-of-network ATM withdrawal fees