Bank of America Mobile Banking

Editor's Review

The Bank of America® Mobile Banking app provides a seamless and secure way to manage your finances from anywhere in the U.S. Whether you need to check your account balances, transfer money, pay bills, or manage your investments, this app has you covered. Let's dive into the features and benefits that make this app a must-have for Bank of America customers! 🏦

Account Management:

Keep track of your finances with ease! View your account balances and review your transaction history. Activate or replace your credit/debit cards directly from the app. Set up customized alerts to stay informed about important account activities. Manage all your accounts, including checking, savings, credit cards, loans, and investment accounts in one place. 💳

Transfer Money and Pay Bills:

Move money quickly and securely! Send and receive money with Zelle® using just a U.S. mobile number or email address. Transfer funds between your Bank of America and linked Merrill accounts. Pay your bills conveniently without needing to visit a branch or mail a check. 💸

Check Deposit:

Save time with mobile check deposit! Simply take photos of your checks to deposit them into your checking or savings account. Receive immediate confirmation that your check is being processed, making banking more efficient. 📸

Erica, Your Virtual Financial Assistant:

Get personalized assistance from Erica! Ask Erica to find transactions, pay bills, and more using voice commands. Receive valuable alerts and helpful insights to better manage your finances. Note that Erica is currently only available in English. 🤖

Security:

Bank with confidence using advanced security features! Set up Touch ID® or Face ID® for quick and secure access. Receive notifications if fraudulent activity is suspected on your card. Access the security center for more information on how the app protects you. Benefit from the Mobile Banking Security Guarantee, which ensures you’re not liable for fraudulent transactions when reported promptly. 🛡️

Manage Investments with Merrill:

Take control of your investments! Trade stocks, ETFs, and mutual funds directly from the app. View up-to-date market data, news, and quotes. Securely send messages and documents to your advisor. 📈

FICO® Credit Score:

Stay informed about your credit health! Easily check your FICO® credit score. View the key factors that affect your score. Get tips on how to maintain a healthy credit profile. 📊

Financial Education and Savings & Budgeting Tools:

Achieve your financial goals with powerful tools! Set up and manage savings goals to help you reach your targets. Organize and track your spending by category to understand where your money is going. Compare your spending against your income to identify areas for improvement. Create a budget based on your previous spending or start from scratch to gain better control of your finances. 💰

Features

• View account balances and review activity

• Send and receive money with Zelle®

• Deposit checks by taking photos

• Get alerts and insights from Erica

• Trade stocks, ETFs, and mutual funds

• Check your FICO® credit score easily

• Set up and manage savings goals

• Organize and track your spending

• Pay bills securely

Pros

• Securely manage your finances on the go

• Easily transfer funds and pay bills

• Deposit checks quickly with mobile deposit

• Get help from a virtual financial assistant

• Monitor and manage investments with Merrill

• Check your FICO® credit score for free

Cons

• Features may be limited by account type

• Erica only available in English