케이뱅크

Editor's Review

K Bank is designed to make your financial life more enjoyable and efficient! 🏦 With the latest updates, managing your finances has never been easier. However, please note that due to changes in Google's Android OS security policy, the joint certificate previously used may not be visible. For more information, search for the certificate in [Customer Center > Frequently Asked Questions].

New Home Screen 🏠: The updated home screen provides a comprehensive overview of your frequently used bank accounts and financial activities. You can manage all your bank accounts from one convenient location, making it easier to stay on top of your finances. 📊

Discover Tab 🔍: The Discover tab offers newly recommended products and services every day, tailored to your needs. You can also check the status of your subscribed services in one place, ensuring you never miss out on valuable opportunities. ✨

Benefits of Collecting 🎁: Collect all the rewards you’re entitled to, from events to service benefits. This feature helps you take full advantage of the perks available to you, maximizing your savings and earnings. 💰

Owner’s Home 💼: Everything a business owner needs is included in the Owner’s Home. From specialized products and services to various benefits, this section is designed to support and enhance your business finances. 📈

Important Notes 📝:

• All financial services, including account opening and product subscription, are available through the K Bank app.
• Be sure to read the product description and terms and conditions before signing up for any financial product.
• When registering as a member, have your resident registration card or driver's license ready for verification.

Android OS Security Change Policy 🛡️: In Android OS 11 or higher, the joint certificate you used may not be visible if it is not saved in the smartphone public folder (NPKI). Please reissue a joint certificate or transfer the certificate saved on your PC to the app. For more information, search [Customer Center > Frequently Asked Questions] certificate.

Terminal and Authentication Method Policy 🔒: For safe and convenient financial services, the app can only be used on one registered device. K Bank provides a secure service with a mobile phone OTP that replaces a traditional security card. For safe financial transactions, the service is restricted on ‘rooted’ terminals.

Access Permissions 🔑: When using the app, the following access permissions are required:

• Phone (required): Collect and use phone numbers to maintain device authentication status and to authenticate video calls.
• App usage information (required): Used to detect apps that may pose a threat installed on devices to prevent financial accidents.
• Contact information (optional): Used when sending money to contacts in the address book.
• Camera (optional): Used to take photos of ID cards and submit required documents during non-face-to-face real name authentication.
• Storage space (optional): Used for certificate reading, saving, deleting, image, and photo storage functions.

If you are using Android OS 6.0 or lower, all optional access rights are required. After upgrading to Android OS 6.0 or higher, you can set access permissions by deleting and reinstalling the K Bank app.

Customer Center Information 📞:

• Banking: 1522-1000 (9:00 - 18:00 daily, voice phishing and accident report inquiries: 24 hours daily)
• Card service: 1522-1155 (Weekdays 09-18:00)
• Talk consultation: https://s.kbanknow.com/J75dj7f (24 hours)
• Email inquiry: help@kbanknow.com

Features

• New home screen for account management

• Discover tab for personalized recommendations

• Benefits collection for rewards

• Owner’s home for boss-related services

• Mobile phone OTP for enhanced security

• Non-face-to-face real name authentication

• 24-hour talk consultation service

• Financial accident prevention measures

Pros

• Convenient financial services in one app

• Personalized financial product recommendations

• Comprehensive customer support options

Cons

• Compatibility issues with older Android OS versions

• Restricted use on ‘rooted’ terminals