Debut

Editor's Review

Debut is not just another mobile banking app; it's a movement to redefine banking in Aotearoa 🇳🇿. Imagine an app built from the ground up with the sole purpose of benefiting you, the Kiwi. Debut is on a mission to put a whopping $1 Billion back into the pockets of New Zealanders by creating a banking experience that truly works for them. Join the mission to build better banking in New Zealand! 🏦

Key Features:

✨ Quick and Easy Sign-Up: Get started in minutes! Have your ID handy and breeze through the sign-up process. No more tedious paperwork or lengthy branch visits! 📝

💳 Debut Ora Mastercard: Order your free Debut Ora Mastercard and enjoy seamless transactions wherever you go. It’s your key to easy spending and financial freedom. 🔑

💸 Virtual Tonu Cards: Take control of your payments with virtual Tonu cards. Separate access for different expenses, adding an extra layer of security and organization to your finances. 🛡️

🏷️ Automatic Vendor Identification: Say goodbye to cryptic transaction descriptions! Debut automatically identifies vendors, making it easy to track where your money is going. 🔍

📊 Expense Sorting by Category: Keep a close eye on your spending habits with automatic expense sorting. See exactly how much you're spending on groceries, entertainment, and more. 🍕🎬

💰 Category Limits: Set category limits to stay on track with your budget. Get notified when you're approaching your limit, helping you make smarter spending decisions. 🚦

🏡 Savings Sheds: Stash cash away for your dreams with Savings Sheds. Whether it's a holiday, a new gadget, or a rainy day fund, Savings Sheds make saving fun and easy. 🏖️

🔄 Round-Up Expenses: Turn spare change into savings! Round up your expenses and automatically add the difference to your Savings Shed. It's a simple way to grow your savings without even thinking about it. 🪙

📞 In-App Support: Need help? Contact our support team directly from inside the app. We're here to answer your questions and help you get the most out of Debut. 🙋‍♀️

Important Note:

Please remember that Debut is not yet a registered bank under the Banking (Prudential Supervision) Act. This reflects our future ambitions. Currently, investments with Debut are not supervised by the Reserve Bank of New Zealand. ⚠️

Features

• Quick and easy sign-up process

• Free Debut Ora Mastercard

• Virtual Tonu cards for payment access

• Automatic vendor identification

• Expense sorting by category

• Set category limits

• Savings Sheds for saving goals

• Round up expenses for savings

• Direct in-app support

Pros

• Easy sign-up process with ID verification

• Free Debut Ora Mastercard

• Virtual Tonu cards for payment separation

• Automatic vendor identification and expense sorting

• Category limits for budget tracking

• Savings Sheds for specific goals

• Round-up feature to boost savings

• In-app customer support access

Cons

• Not a registered bank currently

• Investments are not RBNZ supervised