Moneybox

Editor's Review

Welcome to Moneybox, the award-winning app designed to help you take control of your financial future! 🚀 With over 1 million users across the UK, Moneybox offers a range of tools and accounts to help you invest, save for your first home, and plan for retirement. Whether you're just starting out or looking to consolidate your existing investments, Moneybox has something for everyone. 💰

Save for Your First Home with a Lifetime ISA 🏠

Dreaming of owning your own home? The Moneybox Lifetime ISA can help you get there faster! Save up to £4,000 per year and receive a 25% government bonus, adding up to £1,000 free every year. Plus, get free Mortgage Advice and browse over 90 lenders to find the perfect mortgage for you. 📝

Make the Most of Your Tax-Free Allowance with a Cash ISA 🏦

Maximize your savings with the Moneybox Cash ISA. Save up to £20,000 per year, tax-free, and earn a leading interest rate on your cash. Enjoy the flexibility of up to 3 withdrawals every 12 months without impacting your rate. 💸

Plan for Your Future with Handy Tools 🛠️

Use our helpful tools to plan your financial future. Sum up your deposit with the Lifetime ISA Calculator and fast forward your wealth with the ISA Time Machine. See how your investments can grow over time and make informed decisions about your financial goals. 📈

Set Up Automations and Build Healthy Habits 🔄

Make saving and investing effortless with Moneybox's automation features. Set up regular deposits and payday boosts, round up your spending to the nearest pound, and save or invest your spare change. Build healthy financial habits without even thinking about it! 🌱

Own a Share of the Biggest Companies from Just £1 🌍

Invest in a Stocks & Shares ISA or a General Investment Account and own shares in top companies like Tesla, Netflix, and Disney. Choose from our expertly-curated starting options: Ccautious, Balanced, or Adventurous. Back socially-responsible funds considering ESG factors. 📊

Build a Retirement Fund Worth Waiting For 👴👵

Track down your old workplace pensions with our free Pension Detective service and combine them all into one place. Get a 25% bonus from the government on up to £60,000 per year in your Self-Invested Personal Pension. Ensure a comfortable and secure retirement. 💼

Trusted and Transparent ✅

Moneybox is authorized and regulated by the Financial Conduct Authority. Your savings and investments are covered by the UK government’s Financial Services Compensation Scheme up to a limit of £85,000. We charge just £1 a month (subscription fee) and 0.45% of the value of your investments per year, with no account fees for our Cash Lifetime ISA or Savings Accounts. Your personal information is protected with bank-level 256-bit TLS encryption. 🔒

Features

• Invest from £1

• Lifetime ISA with government bonus

• Pension consolidation service

• Cash ISA for tax-free savings

• Stocks & Shares ISA

• Junior ISA for children

• Personal Pension options

• Savings accounts available

Pros

• Start investing with as little as £1

• Market-leading Lifetime ISA for first home savings

• Pension tracking and consolidation services

• Tax-free savings with Cash ISA

• Handy financial planning tools

Cons

• Capital at risk with investments

• Potential early withdrawal charges on Lifetime ISA