YONO SBI: Banking & Lifestyle

Editor's Review

🌟 Introducing YONO SBI: Your All-in-One Banking & Lifestyle App! 🌟

YONO SBI is the ultimate mobile banking and lifestyle app from State Bank of India, designed to bring convenience to your fingertips! 📲 With YONO SBI, you can bank, shop, travel, pay bills, recharge, invest, book IRCTC tickets, transfer money using UPI, and even book movie tickets! 🎉

🔒 Secure Registration Process:

YONO SBI supports Android 10 and above. To register, simply install/update the app from the Google Play Store and allow all required permissions (location, make/manage phone calls). Select the SIM of your CBS Registered Mobile Number (RMN) and allow SMS permission. An encrypted SMS will be sent to verify your identity. If you already have online banking, use your existing credentials. If not, create new credentials using your account details and ATM card. 💳

🎁 What YONO SBI Offers:

YONO SBI extends SBI's trusted banking legacy, offering a wide range of products and services. Enjoy exclusive discounts and offers for SBI customers across various merchants, including shopping, vacation bookings, flight and bus tickets, train tickets via IRCTC, and food delivery! 🛍️✈️🍕

💸 Key Features:

Quick Transfer: Transfer funds up to Rs.50,000/- per day to new beneficiaries instantly. ⚡

One View: Link and view all your relationships with State Bank entities (Credit Cards, Insurance, Investments) in one app. 📊

Pre-Approved Loans: Get personal loans in just 2 minutes with no documentation required at branches! 💰

Overdraft Facility: Avail overdraft against Fixed Deposit with a single click. 🏦

Convenience at Your Fingertips: Request cheque books, ATM cards, or use emergency services to change ATM PIN, block cards, or stop cheques. ✅

📍 Other Pre-Login Features:

ATM/Branch Locator: Find nearby ATMs and branches. 🗺️

Forgot MPIN?: Reset your Login MPIN easily. 🔑

View Balance: Check your account balance and recent transactions. 💰

Quick Pay: Make quick and simple payments. 💸

YONO Cash: Cardless cash withdrawal. 🏧

Loans & Investments: Apply for loans and open investment accounts. 📈

Best Offers: Explore the best online shopping offers. 🎁

Lock App: Secure your app access. 🔒

📞 Helpline: Call our helpline for assistance.

Features

• Banking, shopping, travel, bill payments

• UPI money transfer and movie ticket booking

• IRCTC ticket booking

• Quick Transfer to new beneficiary

• View relationships with State Bank entities

• Pre-approved personal loans in 2 minutes

• Overdraft against Fixed Deposit

• Request Cheque Books and ATM Cards

• Emergency services: change ATM PIN, block cards

• ATM/Branch Locator

Pros

• Convenient mobile banking and lifestyle app

• Exclusive discounts and offers for SBI customers

• Quick fund transfer up to Rs.50,000 per day

• View relationships with all State Bank entities in one app

• Pre-approved personal loans in 2 minutes

• Overdraft facility against Fixed Deposit

Cons

• App is supported on Android 10 and above only

• Standard SMS charges apply for verification

• Requires multiple permissions (location, phone calls, SMS)

• Users may need to visit branch for mobile number validation