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Step is a revolutionary free banking app designed to empower you to build better credit, save smarter, and earn fantastic rewards. 🚀 With Step Black, unlock the potential for up to 8% cashback on your purchases and build your credit score with the Step Visa Card, all without the risk of overspending! 💳
Plus, watch your savings grow with a generous 4.00% interest rate on your FDIC-insured savings accounts. 💰 Take advantage of $500 in annual perks that help you get more out of life for less. Join over 5 million users who trust Step to transform their financial journey. This is banking reimagined! 🏦
Key Benefits of Step:
Build Credit: Establish and improve your credit score safely with every purchase you make. Track your progress directly within the Step app. Did you know? The average annual credit score increase for Step users in their 20s is an impressive 57 points! 📈
Earn Up to 8% Cashback: Use your Step Card anywhere Visa is accepted – online, in-store, and worldwide – and earn up to 8% cashback on your everyday spending. 🎁
Earn 4.00% on Your Savings: Set up Savings Goals and automatically add spare change with the Round Ups feature, earning 4.00% on every penny you save. 🎯
Get Paid Early: Access your paycheck up to 2 days early with direct deposit. Plus, enter for a chance to win exciting monthly prizes – including cash, laptops, and shopping sprees – when you set up direct deposits of $150 or more. 💸
Move Money: Instantly send and receive money, deposit cash at over 70,000 retail locations nationwide, and enjoy access to more than 30,000 fee-free ATMs. 💸
Invest with as Little as $1: Buy and sell thousands of stocks, ETFs, and even Bitcoin with investments starting at just $1. Turn your spare change into smart investments using the Round Ups feature. 📈
*Step is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust, Member FDIC.
**Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.
***Out-of-network ATM withdrawal fees apply.
****Early access to direct deposit funds depends on the timing of the submission of the payment file from your payer. These funds are generally made available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
Features
Build credit safely
Earn up to 8% cashback
Earn 4.00% on savings
Get paid up to 2 days early
Move money instantly
Invest with as little as $1
Monitor credit score
Access to fee-free ATMs
Pros
Build credit safely with every purchase
Earn up to 8% cashback on purchases
Earn 4.00% on your savings
Get paid up to 2 days early
Move money instantly and deposit cash easily
Cons
Out-of-network ATM withdrawal fees apply
Early access to direct deposit depends on payer
