App Information
Welcome to Step, the free banking app that helps you build credit, earn cashback, and save more. With Step Black, you can enjoy up to 8% cashback, 4.00% on savings, and exclusive perks. Join millions who trust Step for better banking.
Application Features
Build Credit
Safely build credit with every purchase and monitor your progress in the app. See an average annual increase of 57 points for Step users in their 20s.
Earn Cashback
Use your Step Visa Card for purchases worldwide and earn up to 8% cashback on eligible transactions. Maximize your rewards effortlessly.
High Savings Yield
Create Savings Goals and boost your savings with Round Ups, earning a competitive 4.00% on your spare change. Grow your money faster.
Early Payday
Get access to your direct deposits up to 2 days earlier than traditional banks. Enjoy your hard-earned money sooner with Step's advanced payment schedule.
Frequently Asked Questions:
How can Step help me improve my credit score?
Step allows you to build credit with every purchase and provides credit monitoring tools to track your progress easily.
What rewards can I expect with Step Black?
Step Black offers up to 8% cashback, 4.00% on savings, and exclusive perks, ensuring you get more value from your banking.
Is Step secure for my financial transactions?
Yes, Step prioritizes security and offers FDIC-insured savings, ensuring your money is protected while you enjoy the benefits of the app.