USAA SafePilot

Editor's Review

The USAA SafePilot App is designed to promote safer driving habits and reward USAA members with auto insurance discounts. 🚗💰 This innovative app monitors your driving behavior and provides feedback to help you improve your skills on the road. The program is currently available to USAA members with an active auto insurance policy in select states.

How it Works:

Once activated, the SafePilot App tracks several key driving habits, including:

• Phone Handling: Monitoring your interactions with your phone while driving. 📱
• Hands-Free Phone Use: Evaluating how safely you use hands-free devices. 🗣️
• Harsh Braking: Detecting instances of sudden and hard braking. ⚠️
• Driving Frequency: Tracking how much you drive overall. ⏱️

The app analyzes this data to generate a driving score. The safer you drive, the higher your score, and the greater the discount you can earn on your next insurance premium. Discounts can reach up to 10% just for enrolling and participating! 🎉

All members of a household included on a USAA auto insurance policy can participate. The earned discount is based on an average of each driver’s individual score, encouraging everyone in the family to drive safely. 👨‍👩‍👧‍👦

To check your state's eligibility and learn more about the program, visit usaa.com/insurance/safedriving. Start driving safer and saving money today! 🌟

Features

• Monitors driving habits for safety

• Tracks phone handling while driving

• Measures hands-free phone use

• Detects harsh braking events

• Records the amount you drive

• Calculates a driving safety score

• Provides feedback to improve driving

• Offers enrollment discount

Pros

• Potential for significant auto insurance premium discounts

• Encourages safer driving habits for all household members

• Easy to use app monitors driving and provides feedback

Cons

• Limited availability to USAA members in select states

• Requires active auto insurance policy with USAA

• Discounts are based on an average of all drivers' scores