Zelle

Editor's Review

Zelle® is revolutionizing the way you send money! 💸 Partnering with leading banks and credit unions across the U.S., Zelle® offers a fast, safe, and easy way to transfer money to your friends and family. Say goodbye to complicated transactions and hello to seamless transfers directly from one bank account to another. 🏦

If your bank or credit union already offers Zelle, you can find it conveniently located within your mobile banking app or online banking platform. If not, no worries! The Zelle app makes it simple to send money to other enrolled Zelle users who have access through their financial institution. 👍

Using just your recipient’s email address or U.S. mobile number, you can easily settle up with almost anyone you know and trust. The best part? Zelle doesn’t charge any fees to use the service! (Mobile carrier or bank fees may still apply). 🎉

Getting Started is a Breeze:

1. Download the Zelle app. 📱
2. Enroll using a Visa® or Mastercard® debit card linked to a U.S. checking account; or
3. Enroll your U.S. checking account by using your online banking username and password, if your bank supports this feature*.
4. Choose a person to pay, or request money from, by entering their U.S. mobile number or email address. 📧
5. Confirm the amount and hit send. If they’re already enrolled with Zelle, they’ll typically get the money in minutes. If they aren’t, they will be notified and can follow a few simple steps to complete the payment. 🚀

*Some banks allow customers to enroll in the Zelle app using their online or mobile banking username and password.

Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC.

Important: You must have a bank account in the U.S. to use Zelle. 🇺🇸

Features

• Send money to friends and family quickly

• Transfers money directly between bank accounts

• Use existing bank accounts via mobile app

• No fees to use the Zelle service

• Send money using recipient's email or mobile number

• Pay or request money from almost anyone you trust

• Enroll with Visa/Mastercard debit card

• Enroll using online banking username and password

Pros

• Fast and direct money transfers between bank accounts

• No fees charged by Zelle for using the service

• Easy to send money using just an email or U.S. mobile number

Cons

• Requires a bank account in the U.S. to use

• Mobile carrier or bank fees may apply