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Welcome to N26, the bank designed to be as smart and stylish as you are! 🤩 Trusted by millions, N26 brings banking, saving, and investing together in one beautifully simple app. Say goodbye to traditional banking hassles and hello to a seamless financial experience right at your fingertips.📱
Bank with Ease
Manage your finances effortlessly with our virtual N26 Mastercard and Google Pay. Choose from five snazzy card designs to match your vibe and make every payment a statement.💸 Transfer money in seconds with MoneyBeam and enjoy fast, fee-free global transfers.🌍 Looking for more? Upgrade to our premium accounts like N26 Smart, N26 You, and N26 Metal for extra perks.💎
Shared Finances, Simplified
N26 joint accounts come with dedicated IBANs and user-friendly features, making shared expenses a breeze. Split bills, track spending, and stay on top of your finances together! 🤝
Turn Plans into Reality
With N26 Installments, split eligible past purchases into manageable payments. Need a little extra? Get approved for an overdraft up to €10,000 in minutes (available in Germany and Austria). Plus, N26 Credit offers instant loans with no paperwork (available in Germany and France). ✅
For the Self-Employed
Handle your business finances like a pro with an N26 business account and earn 0.1% cashback on every payment with your N26 Mastercard. 💼
Always Here to Help
Have questions? Our customer support team is available 24/7 via the in-app chat in five languages. We’re always here to assist you, day or night. 💬
Save Smart
Grow your money with N26 Instant Savings and earn interest on all your savings with no deposit limits. Access your funds anytime and watch your money grow! 📈 Organize your money with N26 Spaces sub-accounts and automate your savings with N26 Round-ups. Get smart budgeting tools and keep track of your money with Insights. 💡
Invest Wisely
Choose from hundreds of stocks and ETFs and manage your investments directly in the app. Get a complete overview of your portfolio, fees, gains, and losses. With N26 Metal, enjoy 15 free trades for Stocks and ETFs every month — and 5 with N26 You. Automate your investments with our free, fully-flexible investment plans. 🏦
Simply Secure
As a fully-licensed German bank, your money is in safe hands. Customize your account security settings, lock and unlock your card, change your PIN, set spending limits, and hide sensitive data. Bank in style with dark mode for an extra layer of personalization. 🔒
Join the N26 revolution and experience banking that’s as unique as you are! ✨
Features
Virtual Mastercard and Google Pay integration
Instant money transfers with MoneyBeam
Premium accounts with extra perks
Joint accounts with dedicated IBANs
Installment plans for past purchases
Business accounts with cashback rewards
24/7 customer support via in-app chat
Savings accounts with flexible access
Budgeting tools and insights
Stocks and ETFs investment options
Automated investment plans
Customizable card security settings
Dark mode for personalized banking
Pros
Manage finances, save, and invest in one app
Global money transfers with no hidden fees
Customizable security settings for peace of mind
Cons
Overdraft and credit features limited to some countries
Investment features availability varies by country
