APK
Google Play 
App StoreEditor's Review
Need a financial boost? 💪 Empower is here to help you get ahead! This app offers a range of tools designed to give you instant access to funds and build better financial habits. Whether you need a quick Advance to cover expenses or want to start saving for the future, Empower has got you covered. Let's dive into the details! 🏦
Instant Advances: Get an Advance from $10 to $300 without any credit checks or interest fees! 💸 Just repay when you get your next paycheck. It’s perfect for those times when you’re a little short and need some extra cash to tide you over. No more stressing about overdraft fees! 😌
Build Credit with Thrive: Tired of a low credit score holding you back? 😩 Empower Thrive offers a flexible line of credit to help you build your credit history. All credit scores are welcome, and you don't need any money down to start. Increase your credit limit up to $1,000 over time and watch your credit score improve! 📈
Automated Savings: Saving money has never been easier! 🤩 With AutoSave, Empower monitors your income and spending habits to determine how much you can afford to save. Set your savings goal and let the app do the rest. It's like having a personal financial assistant! 💼
Credit Score Tracking: Keep an eye on your credit score with monthly updates and helpful tips from Empower. Understand your credit score and learn how to improve it. Knowledge is power! 🧠
Fast Service: Need help? Empower’s A-team is ready to assist you with any questions via phone, live chat, or email. They’re available Monday-Friday from 6 AM to 6 PM PT. 🕒
Important Notes: Empower is a financial technology company, not a bank. Banking services are provided by nbkc bank, Member FDIC. New customers get a 14-day trial, after which there’s an $8/month subscription fee. Make sure to cancel before the trial ends if you don’t want to be charged! 👍
Features
Instant Advances from $10 to $300
No interest or late fees on Advances
Thrive: Build credit with flexible credit line
AutoSave: Automated savings towards financial goals
Credit score tracking and improvement tips
Customer support via multiple channels
Banking services provided by nbkc bank, Member FDIC
Helps you to avoid overdraft fees
Pros
No credit score or security deposit required for Advances
Helps build credit history with Thrive line of credit
Automated savings feature simplifies investing
Provides monthly credit score updates and tips
Fast customer service via phone, chat, or email
Cons
Subscription fee of $8/month after 14-day trial
Advances not available to everyone
