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Paytm (पेटीएम) is India's top payment app, trusted by over 45 Crore Indians! 🇮🇳 It's a one-stop solution for all your payment needs, making transactions seamless and convenient. Whether you need to send money, recharge your phone, or book travel tickets, Paytm has you covered. 📱✈️
Key Features:
UPI Payments: Send money to friends and family using your mobile number via Paytm UPI, even if they are not on Paytm! You can also scan any QR code and make payments at grocery stores, petrol pumps, restaurants, and more. 💸
Powered by Top Banks: Paytm is now powered by leading Indian banks such as Axis Bank, HDFC Bank, SBI Bank, and Yes Bank, ensuring a secure banking experience. 🏦
Safe and Reliable UPI: Enter your mobile number and transfer money to anyone using Paytm UPI. Check your bank account balance and view transaction history. Your UPI ID is a unique identifier for making payments. Set a UPI PIN (4 or 6-digit number) to secure your transactions. Use UPI Lite for lightning-fast UPI Payments up to ₹4000 per day, without needing a PIN! ⚡
RuPay Credit Card Integration: Enjoy enhanced flexibility with the RuPay Credit Card, allowing you to make secure payments effortlessly. Add your credit card on Paytm easily and pay at any shop without CVV/OTP. No need to carry credit cards everywhere and earn rewards and cashbacks on all your Paytm payments! 🎉
Recharge and Utility Bill Payments: Recharge your mobile, DTH (Tata Play, Sun Direct, Airtel DTH, etc.), or pay electricity, broadband, water bills, insurance premiums, E-Challan, Loan EMI, Municipal tax, etc. Find the latest prepaid recharge plans and mobile recharge offers. Recharge any FASTag conveniently. 💡
Paytm ONDC: Order groceries, food, and home decor items on Paytm ONDC and get the best deals! 🛒
Free Credit Score Check: Check your credit score for free and stay informed about your financial health. 📊
Instant Personal Loans: Get instant personal loans ranging from 50K to 25 lac with repayment tenures from 6-60 months. Annual interest rates range from 10.99% to 35%, with a loan processing fee of 0-6%. Note: Personal Loans are available only to Indian citizens within India. 💰
Book Tickets: Paytm is an authorized IRCTC partner for rail e-ticket booking, cancellation, PNR status, and live train status. Book tickets for trains, buses, and flights with ease. 🎫
Features
Send money via mobile number using Paytm UPI
Scan QR codes for quick payments at stores
Recharge mobile and pay utility bills easily
UPI Lite for fast payments up to ₹4000/-
RuPay Credit Card integration for UPI payments
Contactless payments at offline and online stores
Order grocery, food, and home decor on ONDC
Check free credit score
Apply for instant personal loans
Book train, bus, and flight tickets
Pros
Safe, reliable, and superfast UPI payments
Easy recharges and utility bill payments
Convenient train, bus, and flight ticket booking
Cons
Personal loans are only available to Indian citizens
Interest rates on personal loans can be relatively high
