APK
Google Play 
App StoreEditor's Review
Discover the convenience of Nonghyup Mutual Finance's CoK app, designed to simplify your daily financial tasks! 🏦 CoK, which stands for (Agricultural) Cooperatives of Korea, offers a comprehensive mobile banking service for anyone seeking easy and convenient access to financial and lifestyle services. Let’s dive into the amazing features that make this app a must-have! 🤩
Easy Membership Registration: Forget complicated authentication procedures! 🔑 With CoK, you can register as a member simply by verifying your mobile phone and Nonghyup account. It’s quick, easy, and hassle-free! 👌
Multiple Banking Modes: CoK supports 4️⃣ unique banking modes tailored to your needs:
- Normal Mode: Access all services conveniently.
- Union Member Mode: Customized for union members.
- Large Text Mode: Designed for seniors and low vision customers.
- My Mom CoK Mode: Customize your banking screen!
Remittance Made Easy: Send money without the hassle of entering your account password! 💸 Simply log in with a 6-digit number and transfer funds with ease. Depending on your authentication method (simple login, CoK PASS, or OTP), you can transfer up to ₩500 million per day! 🚀
Quick Remittance: Set up your withdrawal account, deposit account, and amount in advance for lightning-fast transfers! ⚡️ Save time and effort with this convenient feature.
Comprehensive Inquiry Services: Easily register your Nonghyup account and other financial accounts to make inquiries. With Open Banking, you can manage accounts from all financial institutions in one place! 🏦
Mobile Cash Card: Pay at Hanaro Mart nationwide using your mobile phone! 📱 No need for cash or cards – just your phone! (Daily limit: ₩500,000) 🛍️
Zero Pay & Mobile Gift Certificates: Support small business owners with Zero Pay, a simple payment service using QR codes. 🤳 Purchase mobile local love gift certificates and Onnuri gift certificates for use at Zero Pay affiliated stores.
Financial Products at Your Fingertips: Sign up for bank accounts, deposits/savings, loans, and cards without visiting a branch. 🏦 It’s all available non-face-to-face!
My Data & Nonghyup Account Inquiry: Manage your credit and assets with the My Data service. Check all your Nonghyup assets (deposits, funds, cards, loans, etc.) at a glance! 📊
Currency Exchange & Overseas Remittance: Exchange currency through the app and pick it up at a nearby branch. 🌍 Make additional remittances to the same recipient based on previous overseas transfers.
Foreign Currency Pocket & Gift: Exchange and store foreign currency, receive it in cash, or repurchase it in Korean won. Gift foreign currency using just a name and mobile phone number! 🎁
Convenient Utility Bills Payment: Pay Giro, local taxes, traffic fines, electricity bills, water fees, apartment management fees, social insurance premiums, and national pension easily! 💡
ATM & Over-the-Counter Withdrawal: Withdraw up to ₩300,000 from an automated Nonghyup machine without a bankbook or card. Visit a branch and withdraw money without these items too! 🏧
CoK Farm & Shopping: Farmers, rejoice! CoK Farm is your digital assistant, providing agricultural news, duty-free oil status, and shipment details. Shop fresh agricultural products, home appliances, and household goods at CoK Shopping! 🧑🌾
CoK Benefits & More: Enjoy various lifestyle services like communication cost savings, stock recommendations, and fortune telling. Use Nonghyup Courier for door-to-door delivery and Pay App Lite for person-to-person card transactions! 🚚
Features
Easy membership registration
Supports 4 banking modes
Quick remittance options
Open Banking integration
Mobile cash card payments
Zero Pay functionality
Financial product sign-ups
Nonghyup entire account inquiry
Currency exchange services
Utility bill payments
ATM withdrawal without card
CoK Farm for farmers
CoK Shopping channel
Person-to-person card transactions
Pros
Easy membership registration process
Supports multiple banking modes
Offers quick remittance service
Provides mobile cash card functionality
Allows non-face-to-face financial product sign-ups
Enables utility bill payments
Offers ATM and over-the-counter withdrawals
Includes specialized services for farmers
Provides digital shopping channel
Facilitates person-to-person card transactions
Cons
Requires Android 5.0 or higher
Limited customer service hours
Access rights are required
