Dosh

Editor's Review

Meet Dosh, the Kiwi app designed to revolutionize how you handle your finances! 🥝💰 It’s more than just an app; it's your partner in spending, saving, and even borrowing money, ensuring you live life to the fullest without the usual banking hassles. 🌟

Savings That Work For You

Imagine earning an epic interest rate on your savings effortlessly! 📈 With Dosh, you can grow your balance while enjoying unlimited withdrawals—no fees, no complicated rules. Set your savings goals, track your progress, and watch your money grow. Plus, rest easy knowing your funds are held securely in trust with a registered bank in New Zealand. 🏦✅

Effortless Money Management

Dosh makes managing your money a breeze. Organize your funds into Stash accounts, perfect for regular expenses and spending. Personalize each account with a fun colour and emoji! 🎨🎉 Spend with the Dosh Visa Debit Card and earn rewards as you go. Enjoy seamless Tap & Go payments at any Visa-enabled retailer in NZ or shop online at any Visa merchant. 💳🛍️

Totally Digital Borrowing

Need a little extra help? Dosh offers fast, easy, and completely digital personal loans. Manage your loan and repayments directly within the app. Access your Personal Loan balance quickly and easily, all in one place. 📱💸

The Fine Print

Dosh is available for users aged 13 and over. Check out the full terms and conditions in the Privacy Policy at Dosh.nz. Making and receiving payments with Dosh is completely free, though some retailers may pass on merchant fees for debit card payments. ℹ️🤓

Dosh is a brand of MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511) and a registered financial services provider (FSP1000801). Full terms and conditions are available at https://www.dosh.nz/terms-conditions.

Features

• High-interest savings accounts

• Unlimited withdrawals

• Personalized Stash accounts

• Dosh Visa Debit Card

• Digital personal loans

• Savings goal tracker

• Funds held at a registered bank

• Fast access to loan balances

Pros

• Earn high interest rates on savings

• Enjoy unlimited, fee-free withdrawals

• Manage personal loans digitally

• Track savings goals easily

• Spend rewards with a Visa Debit Card

Cons

• Not a registered bank

• Merchant fees may apply