Yonda

Editor's Review

Are you a Kiwi looking to get your finances in order? 🥝💰 Look no further than Yonda, the super app designed to help you achieve a brighter financial future! ✨ With Yonda, you can start with a free credit score and embark on a journey to better financial health. The app provides the tools and coaching needed to navigate the complex world of credit with ease. 🧭

Key Features:

• Set Financial Goals: Use yo-coach to define your financial goals and receive customized tips on how to achieve them. Whether you're aiming for your first home loan 🏡, repairing your credit score 📈, or simply saving money 💸, Yonda has got you covered.
• Grow Your Credit Score: Improve your credit score to save money on loan interest rates and pave the way for homeownership. Yonda partners with Equifax to provide your credit score and personalized monthly updates. Plus, using Yonda won't affect your credit score! 💯
• Protect Yourself with ID Security: Subscribe to ID Security to safeguard against cyber attacks and identity fraud. With rising cyber crime rates in New Zealand, Yonda helps protect your personal information and monitors the dark web for potential threats. 🛡️
• FinView (Coming Soon): Imagine having all your financial data in one place! FinView will consolidate your bank accounts, loans, and investments for a clear view of your net worth. 📊
• Yonda Marketplace (Coming Soon): Compare financial products and find the best loans to suit your needs. Yonda aims to put you in control of getting better deals on home, vehicle, and personal loans, insurance, Kiwisaver providers, and more. 🛒

How to Use Yonda:

1. Install the app on your smartphone. 📱
2. Complete the sign-in process with details like your driver's license or passport number to retrieve your authenticated credit information. Rest assured, your data is safe with Yonda. 🔒
3. View your current credit score and access your full credit file. 📊
4. Set up your financial goals in yo-coach to receive custom tips. 🎯
5. Explore the info-hub for ideas and support to improve your credit score and financial health. 💡
6. Monitor your credit and app activity in the activity hub, with color-coded alerts for positive, neutral, and warning events. 🚦
7. Consider Yonda’s ID Security subscriptions to protect against online fraud. 🚨

Disclaimer: Yonda uses Equifax for credit information and provides tools for informed financial decisions. Checking your score with Yonda is free and won't affect your score. The information on the app is for guidance only and does not constitute financial advice. Always seek professional advice for your financial needs. ℹ️

Features

• Free credit score and monitoring

• Personalized financial goal setting

• Tailored tips via yo-coach

• ID Security against cyber threats

• Dark web monitoring

• FinView (coming soon) for data aggregation

• Yonda Marketplace (coming soon) for comparing products

• Activity hub for tracking progress

Pros

• Free credit score tracking

• Personalized financial tips

• ID Security for online protection

• Future FinView for data consolidation

• Future marketplace for financial products

Cons

• ID Security requires subscription

• FinView and Marketplace are 'coming soon'